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Just getting started....

May 16th, 2006 at 01:19 pm

I actually started my $20 challenge about 2 weeks ago, but I haven't had a chance to make any entries in the journal until now. I'm so excited about this challenge because I'm always looking for new and creative ways to save money.

From what I've read on the other blogs, it seems like everyone is kind of doing his or her own 'take' on the challenge. I hope this is the case, but that's exactly what I'm doing!! LOL

Basically, this is my plan:
I want to save and/or generate at least $20 each week by doing something that I would not ordinarily do.

How am I going to do this?
1. Coupons/Rebates. Now, since I've been using coupons for awhile now, I knew I had to change it up a little. This is what I came up with. Before the challenge, I saved money by using coupons, but I never set aside any of the money, so it basically got spent somewhere else. Now, I've started looking at my receipt and actually transferring the amount that I saved into my Challenge savings account (I opened a new account so that I know this money is separate). I'm using the same concept with various rebates that I get. Instead of going into the checking account, they go into the Challenge savings.

2. Selling books on ebookdrop.com and half.com.

3. Walking/Water Challenges. I pay myself $1 if I walk for at least 30 minutes and $1 if I drink all my water that I need to drink for the day. Hopefully, this will motivate me to do these things, since I need to be doing them anyway. Smile Oh, this money gets transferred to Challenge savings too.

I'm still trying to think of other ways, so please feel free to send suggestions.

6 Responses to “Just getting started....”

  1. mjrube94 Says:

    You may want to start slowly with ebookdrop. I had amazing success with them last fall, then for a few months it was like they fell off the face of the Earth and nobody got paid. Back in February/March they finally gave me the last payment they owed me, and it seemed like most others on this site were finally paid, but I think Diva Jen is still waiting for $$ from them. They were such a big part of my challenge that I want to start using them again, but I think I'll do just a few books at a time, and ones that I already have around the house (that I didn't shell out $$ for) so if they don't pay, it won't kill me.

    As for the rest of your challenge, good luck! Everyone here who participates has lots of great ideas.

  2. juligirl Says:

    Thanks for the info! I just shipped the book, so I will keep you posted when (or if) I get paid for it. I'll probably stick to half.com until then.

  3. Ima saver Says:

    Julie, I like your name. (Mine is julie too) I have been saving all of my coupon money and putting it in my challenge money. Also, we have a store card and when I save money using that, I put it in my challenge money also.

  4. PRICEPLUS Says:

    Paying yourself for doing healthy things may be the best investment you can ever make!Smile

  5. Thrifty Ray Says:

    Welcome!! Sounds like you are on your way! I am looking forward to hearing about your successes!

  6. Jan Says:

    Congrats on starting your challenge! Two more ideas . . . I pick up cans in my neighborhood during my walk. It may take awhile, but I'll recycle these for $$$ when I have enough. Also, one of my co-workers gives me her gently-worn items, usually name brands. If I can't wear them myself, I take them to a consignment shop just 1 mile from my home. Any $$$ from these two activities goes into my savings. Hope this helps! Smile

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